Jeff Wallenius thanks a ton I will continue to educate myself.

yes. i thought NJ and NY markets are the same. it was the news all over in the world that attracts homeless to NY that the city using taxpayer money to house them. it's $2000 per person a month. google any NYC pay homeless, tons of news. non paying tenants, paying homeless....http://www.dailymail.co.uk/news/article-3995098/Ne...There was a news few years back that NYC panhandlers who own a few condo apartments by putting dirty make up on without getting haircut or some with a dog. this is one of the news even on International Business news.http://www.ibtimes.com/how-much-do-panhandlers-mak...no offense, why we want to invest real estate?

@Anthony Nguyen Tony!!

I know him personally as a client of mine over the years and I made millions literally with some of his tips and advice... but I don't think that is normal or can be expected by beginners.the presentations are run by seminar companies that are very good at what they do and are all Utah based or predominalty.. they also front for many others pretty much anyone on the motivational speaking circuit.. be it Tony Robbins or Collin Powel...

Also read the book 'Money, Master The Game' by Tony RobbinsThe book is not advice from Tony but from 50 of the worlds greatest minds in finance.

Some what quable from Tony Robins (etc) "If you never set a high goal you'll never achieve great things".  

@Tony VelezIf you have the equity built up, I would suggest refinancing.

Understanding that you guys are a team is crucial, and a key to a happy relationship.I think you should look up Tony Robbins speech on the 6 motivations or needs of humans.

@Tony NguyenYou have come to the right place to connect with the wide array of real estate professionals and investors.

Tony Capiello with Capiello Real Estate.