I debated creating an LLC, but after talking to a few different people, it seems that an umbrella policy makes more sense.  

Thank you, Paul When I purchased my 5th investment property I had to move from a personal to a commercial umbrella policy. 

The financing terms are more advantageous going the residential route but I do not want to continually risk my personal assets each time I buy a property (despite already having an umbrella insurance policy in place).

Hi, I want to start investing in commercial real estate, with an Umbrella Structure, I was thinking to open an LLC in Delaware filing a partnership tax return ( I will have the 99% of interest as main owner and a corporation than I will open, it will have 1%) and then having disregarded LLC as subsidiaries, opened in the State of the property that I will buy, and with these subsidiaries, I will purchase and sale/hold properties. 

I intend to run my own business, but under the umbrella of the SDIRA.

The cost of the 135 hours of material and testing, the shingle fees, the MLS fees, and every brokerage (REMax, KW, Compass etc) have monthly fees you pay to the house to be under their umbrella, as Jason noted, to cover their agent software and whatnot.

Get good insurance.I owned a number of triplexes over the years, got liability insurance, and umbrella insurance for all my rentals.

Since it is in your name you may want a personal umbrella policy.

If you are someone who needs protection right off the bat, get an umbrella policy.3.

Save your money and get an umbrella policy.