The house has radiator heating, and this of course would not be split amongst the two units.

We have been impressed with the product & I was particularly interested in it's integrity during the summer heat & heavy frost winters in our winterized Lakehouse.  

-NO overhead remote given out (see previous)- digital deadbolt to man door - NONlocking knob for man door- manual sliding lock for overhead doorMy garages aren’t heated.

Sounds like the market must be heating up there.

I also make a point to include everything in the rental, for example my condo includes hot water/heat. 

I usually use 8.33 (1 month in twelve) as a benchmark when analysing a property.Given your numbers, I am also presuming that the tenants pay their own heat/utilities (save water).This will give you and operating ratio between 43.5% and 49% (which may still be light, but could be correct if tenants are carrying their own utilities)This will leave you with NOI between $3200 and $2900/mth.  

Although in a humerous note I fell for the one in Indiana two years ago my PM calls  tenant cant afford rent and heat and they have a baby etc etc.. record colds.. so sure thing no problem give them 3 months free then pay it over the remaining months.. kind of like utls do.. well you know what happened they lived 3 months free and bolted out on the rest of their lease.. thats my style of landlording i go backwards.its these very situations that i was horrible at ...

I know the Chicago market has really heated up this past year.

This book truly changed my life, so much so that I bought a copy just to give to my brother in the hopes that he at age 27 could take advantage of what I'd already passed at age 31 (he's single and doesn't own a house yet, whereas I'm married and have a home).I have to admit, when I started listening to and reading Bigger Pockets I was thinking all about increasing earnings and didn't understand why I would "rob" myself in the mean time and be "needlessly frugal."

I’ve been completely priced & property taxed out of DFW plus I hate the traffic & drive an hour everywhere lifestyle & heat so I’m moving to Tulsa where I can buy multiple properties cash & everything actually cash flows well.