To build knowledge, read books like "The House Hacking Strategy" by Craig Curelop, "The Millionaire Real Estate Investor" by Gary Keller, "Real Estate Investing for Dummies" by Eric Tyson & Robert S.

Quote from @Joe S.: Nice article I guess.  

Reminds me of the late 70’s early 80’s when the National Association of Realtors declared that within the next 10 years 50% of the homes sold in the U.S. would be some form of attached housing.  

I believe we will have to get the tenants on new contracts.I haven't been to the area, but I did decide to put full trust into my mentor and the #s still cash flow, although I'm putting in more significant starting cash than I had ever planned on.I'm fortunate to have a decent W-2, and going forward I realize I really have to take full responsibility for the loan and be my own best advocate for the interest rate.  

@C Rutherford I, too had a single in her 60’s year old tenant who spent the first year after I inherited her calling and texting, sometimes as many as 50 times per week.

Even with the 5yr treasury back up a bit, you should still be able to get this in the low 7's with a 1yr PPP, perhaps still under 7%. 

Been researching, reading, listening, but the big and rough thing for me is to make the right decision/s, since my option are a lot, or maybe they do not exist?

If not you can rollover your old 401k(s) into a new 401k. 

In 2020, I built under $200 a foot with long-term rates in the 3's to get 40% ROI.

Typically, any additional income outside of salary is considered.Sometimes if C-corporations or S-corporations hold your rental properties, the court may even decide that the retained earnings are subject to child support calculations.