The banks are allowed to stipulate their own terms for loans that they keep in portfolio and don't try to re-sell to Fannie / Freddie (where they are subject to Fannie / Freddie rules).

I would also stipulate in the contract they make all there own repairs after the first 90 days.Basically, I just try to make it as easy to buy as possible.

When the lender gives an acceptance they stipulate what their minimum payoff is and it sometimes doesn't include commissions or closing costs or it's less than you hope, which then eats into the spread.

If the contract langual stipulates that the offer is contingent upon obtaining lender financing, then you can void this contract on that contingency and have your EMD returned.  

I stipulated to be notified prior to them sending out a licensed vendor because mine are in my backyard. 

Thanks for the info Thomas, I wasn't aware there were agreements that specifically didn't stipulate a month/month basis after the term is complete.

What is stipulated in your lease agreement?

Was I incorrect in VA IRRRL would remove the primary residence stipulation, In which allow me to apply for FHA?

The DE (Designated Underwriter) can clear loan stipulations on their own and then turns to the Sponsor for docs and funding.

In the primary lease option, I should simply contract and stipulate that I have a right to sublease optionatorate to someone else.