We are interested in Mobile County and the Huntsville area.We are from CT, so we are requesting your assistance in finding ~  a good Alabama real estate attorney, and ~  interested investors for quick flips (initially)  We welcome advice and feedback to increase our knowledge of this state and those counties.I appreciate it!

After reading these messages I requested a refund just in time to meet their 3 business day %100 refund after sign up. 

The only reason we have requested his presence while contractor is there doing the repair purely because we are worried that the tenant might accuse the contractor damaged his stuff, etc. later.

You requested a statement from the HOA and paid it in full at closing and have documentation that you are "paid in full" as of that date.

And would I need another appraisal thereafter to request removal of PMI.thanks for the help! 

This amount is fully refundable for any reason if you do not execute a loan commitment with us and you request in writing within thirty(30) days of the date of this letter the return of the $10,000.signing of the loan commitment, a commitment fee equal to five percent (5%) of the Financing Request is due; three percent (3%) would be payable at the signing, and the remainder would be payable from the loan proceeds at closing.

You could also request it from the agent who quoted that carrier on your behalf since they have access to those carriers / underwriters directly. 

If the refund was an additional $1,000, you may have to question if it was worth it.If you did a DIY Cost seg, you likely paid around $600If you went the other route, you likely paid $2,500+The cost to the accountant to prepare the amended return was likely $500+ @Basit Siddiqi return was mid 20k, it was worth it, my post says they adjusted our return that was submitted +$1k so it ended up being more than we were requesting.

I was trying to PM you, but it seems there is a pending request and so it blocked me.  

I am not beeping harsh as she requested additional eyes which was good and she was receptive to inputs… I consulted on one today that had 95% LTV OO but no PMI, 2% vacancy as self managed including delinquent rent and tenant turnover, a maintenance/cap ex that was based on percentage but was a quad and her allocation was ~50% of my estimate, and no PM even though she intends to move away in a year or so.