I cannot qualify for traditional conventional for multiple reasons but the over 200 to 1 debt to income ratio is a primary reason.  

Investment Info:Single-family residence wholesale investment in Rome.

I already have one traditional LTR with a traditionally-qualified tenant.

I have looked at Hopatcong however despite allowing STRs, it has language that requires the STR to be the principal residence of the owner as indicated by something such as a diver's license.

Scaling with Business Lines of CreditAs your business credit grows, you’ll qualify for larger funding opportunities such as:Business Lines of Credit (LOCs): Flexible borrowing for down payments, renovations, or operational expenses.Unsecured Business Loans: Access up to $250K or more without tying up personal assets.These financing tools allow you to scale faster while keeping personal credit utilization low.5.

Hi Everyone,I’m a NJ resident and just starting my real estate investment journey.

Managed a substantial rent increase with two newly qualified tenants.

I didn't qualify for Collective Genius because I don't do a lot of volume.

To restate, I wonder if it is feasible to pre-qualify prospects financially and criminally before touring.

300k purchase + 10-15k closing + 80k remodel + 5k for refinance costs. 80k remodel number I got from my father who is a general contractor in the area. 500k ARV x .80% refi (because it would be my primary residence) = 400k minus 15k closing, 80k remodel, 5k refi cost = 300k my original purchase price.