Banks, particularly smaller banks who provide real estate loans are increasingly focused on their borrowers maintaining depository relationships.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

I bought a 3/2.00 home in Tampa, FL in April 2022 for $245k at a 4.75% interest rate, I still owe $210K on the loan, my RE agent thinks it could sell for $280k ($70k in equity).

The reason I say this is because you probably have a loan on the properties, or one will have to get a loan to buy out the other.

It wasn’t a massive deal—our expected assignment fee was $10,000—but when you’re growing a business, every opportunity matters.Everything seemed to be moving smoothly until the title search revealed a major roadblock: the mortgage discharge couldn’t be cleared because the person who needed to sign off was deceased.

what kind of loan?  

Unless it’s specified by your loan type or lender, you don’t have to.

If someone is walking down the street and trips on your sidewalk or a  walk way whether its a tenant, delivery person or passerby you are the one who gets sued because its premises liability exposure.

I personally really like the suburbs, and that's where I have most of my rental properties. 

Any insights or personal experiences would be greatly appreciated!