But it does sound like they aren't taking natural wear and tear into account and are possibly going way overboard. 

But could you lose it all if something like a natural gas explosion killed a family of 5?

Spouse, father, biotechnology engineer (by degree), water engineer (by experience), specializes in natural health, loves the world of personal development, and the world of real estate.- what am I doing here?

Your input is absolutely crucial – it's the secret ingredient to REI's success. 

Adding the word “System” seemed like a natural and authentic choice since the same backend systems, on the ground teams, and one-on-one coaching we introduce to our clients have helped us at MartelTurnkey successfully flip over 650 homes in the last 10 years.

He was right, but that is the nature of investing time and money.As a person who has introverted tendencies, yes, being a real estate agent has helped me to get beyond my insecurities and forced me to network with people.

Due to taxes, the up and down nature of stocks and also out of a desire to actually own something real and tangible, I decided to invest in real estate.

You're not going to count that annually, you know when tenants turn, when things break, when natural disasters happen-- go look at the average time spent on a 7-10 year look.

I think we will see this more and more throughout the United States.I also believe the nature of renting is changing.

Expenses naturally rise with inflation - insurance, property tax, utilities...Those two factors, by definition, result in lower NOI down the road than in-place/year 1 NOI.