I think it’s just a seasonal/holiday slump but it’s a good time to be a buyer!

Considering traveling nurses/workers, as well as seasonal rental for ND home games (also a huge Fighting Irish family).

So making it my primary is a low bar.   

I've read many of the BiggerPockets books like - House Hacking- Flipping- Estimating Rehabs- Multifamily Millionaire Book I and II- How to Invest in Real Estate with Low or No Money Down- Investing from a Distanceand even some outside of themand have been wanting to do something in Real Estate for awhile.

Low value markets might be Pennies on the dollar like you allude to. 

If you are going to be an owner-occupant, want a low down payment, and are planning to do a renovation, the FHA 203k and Fannie May Homestyle loans are your best optionsHow do you know the property is currently upside down on the mortgage? 

Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

There are other loan products available that are still a low down payment. 

I find VT also a great place in the off season for hiking etc.  

This is the first home that I am landlording and the first tenant was amazing, I was sad to see her leave but happy because of the reason she left was a good one.I am looking for advice from you seasoned pros!