The primary reason for this, is because Freddie Mac & Fannie loans are "securitized loans" (IE - they are turned into mortgage bonds / mortgage backed securities / MBS after they are originated).

Originally posted by @Will Clark:@Tracy Levy The skip tracer I use may be able to help.

All, at most, have had minimal fees - $500 for origination, etc. 

However, I offered to accept an alteration for 9 nights (2 nights fewer than original booking), which would have been roughly 50% refund.Message between me (M) and guest (G): - G: shares Airbnb's cancellation policy after check-in: a 50% refund of every night that remains 24 hours after you cancel.

Originally posted by @David Pulley:Asking for Miami Dade County Florida Most states you can not but they can support your marketing and lead generation efforts. 

Originally posted by @Patrick Liska:Daniel,Seems you do have a lot, it seems there are a lot of "predictions" to values / costs increasing in there, one thing i saw is that you have loan Interest payments/ cost increasing every year too, if you have a fixed loan those costs will not increase, they will decrease and your Principal payments will increase.I checked the interest payments and yes they go up around around a refi, which tells me it's fine.

Just get a loan broker residing in Cincinnati, pay the extra origination cost (those fees are usually buried in a lender's origination fee anyway) and find the right lender for your situation.

Legal ConsiderationsFair Housing Laws: Ensure your reasons for denial comply with the Fair Housing Act, which prohibits discrimination based on race, color, religion, sex, disability, familial status, or national origin.

Originally posted by @Carolyn Fuller: That said, I'd not trust prices I see on Craigslist.

As a Value-Add there is also the original carriage house that is a detached structure to the property that we'll be doing as a permitted ADU / Tiny House.