In Phoenix, where I’m based, or in markets like San Antonio, the best realtors do more than just list properties.. they go “driving for dollars” to find oppurtunity, leverage their local networks (probate attorneys, CPAs, divorce attorneys) and carefully analyze each property’s cash flow.

@Adam M.The cost for a real estate tax accountant will vary based on location, experience, education and other factors, just like any other professional.

There is a solid argument of course for MF investing and scaling based on NOI.

Some banks and lenders will calculate your Heloc payment based on the Max limit even if you only have a small portion used due to preventive risk. 

We’re property managers based in Redding, CA, and the laws here favor the tenants, making situations like this even trickier.

Determine your maximum allowable offer (MAO) based on your investment criteria.

A potential challenge with a HELOCs is they are based on the current appraised value of your home, not the improved value, so you would need to make sure you have enough accessible equity.

Now IF you have all those bases covered, my tips are: Take GREAT pictures and for the love of all that is holly please no close ups, wide angel pics.

Some lenders work with 220+ lenders and can really understand which lenders are best for you based on your situation. 

You can't decide which one to choose based on the minimal information you provided.