Now, does it take time to make this excel program, dang right.

If you plan on buying investment properties in the future or after this scenario DSCR would be a good fit as well again No tax returns or personal income required.Lastly Non/QM also offers a program called "Bank Statements" for self employed buyers and it will allow the use of "Cannabis" income. 

My particular program is to only invest in class A in residential (I do b, c and even d in commercial), charge the tenant the high end of the scale, and fix immediately anything he wants that’s even semi reasonable.  

I plan to evict them however wanted to know if anyone knows of any landlord programs or resources to assist with repair costs, currently the housing authority will not pay for any repairs.

I just read there is a group forming a viable association entity which in not affiliated with the NAR.

There's a Section 8 mobility program in this area with a quicker turnaround for placing tenants, about 3-4 weeks.

There's a program in Texas that could pay me back my down payment and closing costs, but I'm having difficulty finding a qualified lender and my credit rating, while better than it was, is still about 11 points below where lenders would take me seriously.

But if you want low cost, but still have access to that then it's great, as well as all the pyramid scheme programs involved with it :)Personally, I'll agree with @Dan Guenther, that the actual brokerage won't make a huge difference, it is more about who you surround yourself with.

It's a suite of applications that includes all the same things Google docs and email does, but also has other programs like a CRM, scheduling (like acuity), meetings (like Zoom), dropbox-like storage, Flow (like Zapier), and invoicing.

@Aaron Gallington- thanks ...if you dont need to complete the refinance now - I would wait for a little bit ....you might get fully approved for the new loan with a lender to make sure you are able to get the loan but  hold off on locking a rate and completing the loan until rates drop a bit more ...if you are able to obtain conv financing - go this route as  75% ltv should be available and  rates / fees  should be much better than a  DSCR program - thanks