Just heard about BP from a buddy and soaking up as much information as I can.I’m currently looking into Duplexes, Triplexes, and Fourplexes in the Niagara to Hamilton region in Ontario.This will be my first home and I’m looking to purchase it as a rental property.I’d like to be able to take advantage of the cheaper down payment by occupying a unit.

@Sherman Dunn, I would concentrate on local/regional banks/credit unions.

It is the largest commercial piece of property available in this region.

Investment Info:

Small multi-family (2-4 units) buy & hold investment in Port Colborne.

Purchase price: $100,000

Cash invested: $20,000

Duplex, 2 X 3 Bedroom 1 Bath Unit. 1 Renovated and Rented ...

Then locate some commercial lenders, recommend some local and regional banks and tell them whats going on and what your plan is. 

this is highly regional ... for those responding that live in markets with no real historic appreciation or values have actually fallen since the peaks of the 90s.. there is no reason to buy anything that does not cash flow.. who wants the risk and stress of landlording if there is no real appreciation upside.as to Steve's comments on IRR that to me is the metric.. i have bought almost all my west coast properties that were break even to negative and once i exit.. the IRR far exceeds anything i could have gotten with a non appreciating " cash flow property".. 

Hello and good morning Biggerpockets users, I am located in the Hampton Roads region of Virginia, specifically Williamsburg.

You won't talk to your dentist about abdominal pain.

We typically are targeting growing markets in those regions. 

While I am still learning, I plan on attending local REI meet ups in the South Florida region so I can get to know like minded individuals who share the same goals in real estate investing.