Focus on getting your finances back on track first—start saving and work on building your credit score.

First of all I put my acceptance criteria clearly in the ad: minimum credit score (enter X amount, 620 is what I use),income 2-3x rent, good rental history, references, no evictions, acceptance dependent upon background check and employment verification, pet policy, desired lease term, etc. so that people will hopefully read that and not come to the open house if they know they won’t qualify.

Basset has some of the best and more durable fabric around and these still look great after 7 years with us and probably 10+ with the original owners.The La-Z-Boy has a more open weave as does the chair.

A HELOC carries a higher rate over a shorter amortization usually 10 or 15 years and a mortgage carries a lower rate over a 30 year amortization offering a lower payment.You have to run the math in each scenario because the math differs based on a few things like Fico score, CLTV, Loan size, and time frame between purchase and refinance of new property.

I was just under the impression this was a 2 unit. 4 bd 2 bath that are all over down there and he said in the original post it was a multi unit.

But I did the install myself, not everyone wants to or can, do this.But in answer to your original question.....it is a solid NO.

With really bad credit I do require (in addition to first month and security deposit) 1/2 to a full last month's rent and/or a good honestrenter.com score.

Thank you for the indepth feedback to the original poster.

Originally I wanted to do painted concrete, but that would leave the perimeter sticking up.

Hey Cam, welcome to BP - I'm from Boston originally, happy to connect with you!