You're better off in any European country other than France for the moment.

I would like for us to take on a European philosphy where we value "trade" degrees as a path to a successful career.Nonetheless, in its current state, I do believe that underwriting for these types of loans should account for earning potential, similar to how loaning against a property requires an evaulation of ARV and DTI.  

Spain offers great weather, food, and a safe European jumping point.

He syndicates properties in the US with (primarily) European investors.

No, not appreciably more than most major metro areas.  

$400k isn't that big in most major metros

Even if the private lender would agree to do long term financing, the rate would be so high that the European property would end up costing her an arm and a leg.If she owns unsecured property in the US, she needn’t go to a hard money lender.

Most major city neighborhoods have an offender within a few miles... that's just how it goes.There's even an offender in my nice neighborhood-- some homeowner let their offender son move in with them.

A European made a long rant on a forum complaining have an extra guest and not receiving payment.

In most major cities I'm seeing A quality condo's and apartments going up like crazy.