The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

@Phillip Austin someone who obviously should not rent but buy themselves a brand new house. what was their previous place?  

I'm interested in investing in multi unit properties and potentially get into house hacking.

After the new home is built, I plan to sell our primary house.

She stated "this is your property, so you need to fix the issue within 2 days or were shutting down the house."

Purchase price: $499,990 5 bed 3 bath split level house in Hyattsville, 1875 sq ft

Quote from @Tyler Garza: Deal :Duplex Home2 beds / unit2 baths / unit3,000 sqftAsking 300k60k downEst rent/yr - 31,2005% Vacancy20% Op ExpenseMortgage 240k assuming 7%Results: CF - 6,600Cocr - 11%Cap - 8%Looking at this for a buy and hold and trying to determine if I am analyzing this right@Tyler Garza I can get to your COC of 11% and cap rate of 8%, but since I don't know your loan payment or amort, I'm not sure how you got to CF of $6,600 - I'm getting arond $4,600.And a couple of things jump out at me with your assumptions versus most of my CFO clients: 1) a 5% vacancy rate and 20% Op exp margin seem a little low, 2) an LTV of 80% LTV (with a 7% interest rate) seems high unless you're house hacking, 3) Depending on the location of the property, the $1,300/month/unit rent may be low.

Quote from @Simone Montague-Jackson: You can house hack with up to four units.

If it's the case that you are in an area where this is a consistent problem, it may be better to install a whole house surge protector at the main panel.

@Angelica Byrnecan you just save up enough until you are able to house hack?