You’ll want to utilize the card regularly and pay at least part of the balance off each month in order to generate positive credit report entries on a monthly basis. •Personal loans – By going to one of your local banks and explaining that you’re trying to re-establish credit after a bankruptcy you should be able to convince your banker to lend you a small amount of money, say $1,000 or so, backed by a corresponding savings account or Certificate of Deposit (CD) account.

We started paying as we went but then we decided it was better to save it up in a high-interest-baring savings account and for every $5000 we'd save, we put it into a 3-month CD.

You wouldnt want to go there before that point (unless you are a REAL Big player.)

After filling out all my info including my email address I find out that I have to pay $5.59 shipping to get the free CD and the trial membership.

Susan i wanted to ask you do you have this same recording but in mp3 or other portable file format.because i love to download audios like this to my mp3 player and listen to them through out the day.

CD's pay almost that much (5% from Discover bank a couple weeks ago.)

Lots of players taking cuts here, so may or may not be a good deal.

Fact is the market is hurting now and i don't have that kind of cash to be a big player in this day and age.

Meaning that I'll pay higher taxes and my grandma will see her income from her CD's reduced to pay for what, in many cases, was greed on the part of these borrowers.

The FDIC prefers to move in and take over at 5pm on Fridays to give them the weekend to clear things up and so people can't panic as much-that shows just how bad things were for WaMu if they couldn't wait 24 hours.On a WaMu side note-we just got a new client at my firm in the past month, her father passed away and surprisingly left her 2.5 million. 750k of that was in WaMu CD's.