If this is a concern I think you should specify in detail what you are looking for so you can get apples to apples bids.

It's almost comparing apples to oranges, because Buildium is a MUCH more feature rich property management platform.

Apples and Oranges.

OK...so we may have narrowed it down to Apple mobile devices. 

Many stocks - think Apple, Microsoft, Google, etc. - trade at many multiples above book value. 

Your example can be compared to a daytrader in stocks who doesn’t have any position at the end of the day.Who considers a daytrader an “investor” in Apple when they have no position each night yet trade 30-40,000 shares each day?

Every time I turn around I am either paying my dues again, or for my Supra key, or CE hours, then there is sign costs, bus cards, magnets, GAS, insurance, phone bill, stamps, stationary, you get my point.

Note: important to be certain you are comparing apples to apples here).  

Nowhere did anyone state that intrinsic values should be "attached" or "secured" by the property, it was only said that intrinsic values make paying slightly more or a higher interest rate worth doing the deal in many cases.Again, you seem to mix your bushels of apples with pineapples Bill.

It usually makes things go smoother if you bank with the instituation in which you are appling for the mortgages.