But here’s something to keep in mind: when you sell a property, you usually have to deal with depreciation recapture, which is another type of tax.

Will definitely keep this all in mind as I move forward.

I'm sure another savoy investor will chime in and change our minds, but that's my understanding of mobile homes. 

Furnished Finder does make it tricky since you need separate profiles for each room, but platforms like Apartments.com or Airbnb might work better if you're aiming for full-house rentals or structured by-the-room arrangements.If you decide to rent to multiple individuals:Tenant Screening: Screen each tenant thoroughly to ensure they’re reliable and responsible.Clear Communication: Introduce potential tenants to one another Detailed Agreements: Use separate leases for each tenant and specify shared vs. private spaces, utilities, and maintenance responsibilities.House Rules: Create clear, written house rules to prevent misunderstandings.Inventory Tracking: Document everything in the home (furniture, appliances, etc.) to avoid disputes about damage or missing items.Also, market your property with its flexibility in mind—like proximity to hospitals for traveling nurses or universities for graduate students.

As far as "mid-term needs", did you have any specifically in mind? 

Not sure, from what you're writing, what the benefit to the borrower was in refinancing, but there had to be something; cash out and lower rate are two that come to mind. 

I knew a few people that went to SUNY Binghamton (and one that moved back there recently) so I had student housing in mind when I asked the question.

So I’m pretty close to you, once I pull some cash I have sitting in a flip that will probably turn into a brrr I’ll be about 70/30 stocks, I really don’t mind buying property provided I think for some subjective reason that area is undervalued/will outperform the market, but to me the stock market has a few advantages, 1. it is much easier obviously/more liquid. 2.

It's essential to prioritize their comfort and peace of mind during the transition.● Management Company Challenges.

Gravel and posts come to mind as options.