BP staff confirmed it was a heavy swing, not even considering the whole hurricane aspect. 

Depending on the size of the ADU vs the main property, you would probably be looking at either a "heavy rehab" loan - or a "ground up construction" loan.

I like Columbus because of the city's massive growth, but other markets like Cleveland will be a little more cash-flow heavy. 

I pay all utilities and make them pet friendly.  

Were utilities on and paid in full at all times?

Utilize online resources like BiggerPockets and podcasts to stay motivated and learn more.

the majority of clients we work with as a real estate representative utilize one of our preferred lenders.

The amount of tools and resources provided will help launch any business utilizing creative finance. 100% recommend!

Here are a few below.Estate Planning: This is a great estate planning tool to utilize when preparing an investors real estate asset to be passed down to their heirs.

They have utilized a number of financing approaches including: Minnesota Housing Finance Agency Tax Credits, Conventional, Grants through Duluth Economic Development Authority (DEDA), Duluth Housing & Redevelopment Authority (HRA) Assistance.Sharon Brown with Duluth's Life Safety office is a great resource as well when dealing with blighted properties.