I am looking to see if anyone can me some basics and pointers and direction to or can send me any documents to review and adapt to my own loan agreement.

One area that will generate the best returns overall is ground up development or adaptive reuse.

There's no chance any lender would wait this long to change their policies now they'd all adapted in some way or another.

When my state instituted a first come, first serve directive to us (later struck down as unconstitutional) I adapted with harder pre-screening. 

Retail I feel will change and adapt quicker and bounce back.

Many retail stores and services are seeing a sharp decline in demand or are totally closed, while others are adapting customer experiences and distribution channels to conform to new norms around social distancing, and a few are capitalizing on emergent needs, such as for consumer staples like packaged food, household cleaners, medication and home office supplies.

But office carries the risk of a faster shift towards work from home as more companies have been forced to adapt to this during the stay-at-home orders.WarehouseWarehouse appears to be best positioned to weather a recession as vacancy rates are low and demand for logistics and e-commerce has been strong.

One lesson that I've learned early on in life and that applies here is that you must be willing to redefine your standards and learn to adapt.

One lesson that I've learned early on in life and that applies here is that you must be willing to redefine your standards and learn to adapt.

One lesson that I've learned early on in life and that applies here is that you must be willing to redefine your standards and learn to adapt.