And the biggest drivers for changes in yields in Treasury bonds are economic data that informs investors’ guesses about future decisions by the Federal Reserve to increase or lower the ultimate benchmark rate: the effective federal funds rate.

Ultimately, these decisions are based on your own lifestyle & goals.Good luck Whitney!

Start with BiggerPockets Ultimate Beginners Guide (free).

If you go to Cleveland give The Ultimate Guide to Grading Cleveland Neighborhoods a read first.

Ultimately, your decision should be based on your current income and financial flexibility.

In 25 years of property management, I have never heard one good reason for a landlord to disclose to the tenants that they are the ultimate owner.In most cases, it's pure ego on the part of the investor.

Ultimately, it depends on what suits your situation and goals best. 

Ultimately it is the owner's (your) responsibility to discover all this kind of stuff and make all the calls to the city/county, checking on any restrictions in place.

Ultimately I like to control my own notes so its not for me personally. 

You say what you want, but the question becomes (ultimately) how do you get there?