There will be variations of the terms above based on program and lender however these are the terms set by the Non-QM DSCR 1-4 unit that my company uses.Both of the above options will loan to a LLC with a personal guaranty.Best of Luck!

There’s no secret sauce to finding your team and I would argue trial and error is the best method.

The truth is, you could read 100 books and still not know enough because certain things need to be learned through trial-and-error.

There is some variation between lenders as to how they calculate the DSCR, so I'd recommend speaking to one of these lenders directly (we do this kind of loan) to get a quote.

Seems that we are in a growing pain period in which new prices are adjusting themselves out through trial and error.

There will be variations of the terms above based on program and lender however these are the terms set by the Non-QM DSCR 1-4 unit that my company uses."

Of course I don't know the specifics of this alleged fraud but there are many variations on how the fraud can be pulled of. 

I didn't when I started because I was stubborn and money hungry so I learned the hard way by trial and error, which eventually took a lot longer than if I joined a team from the start.

If you cash-out refi, you could get say another $75k in cash in your hand for say  an additional $325/mo (I'm ball parking numbers in my head here with idealized numbers since there are lots of variations...). 

Since they have a free 7 day trial, if their filters work for my needs, they might be a good place to gather the data I am looking for.