I would not be surprised due to the subjectivity of the JHA that a PM or landlord would simply forgo doing a criminal background check so they are not found in violation of the Human Rights Ordinance.

We use his firm for our company, and they are very knowledgeable on the subject!

A squatter is not on your lease or subject to its terms.

An agent if they are a Realtor, and thus subject to the NAR settlement, can not receive more money than is detailed in the buyer agency agreement. 

Cash flow is possible in Sacramento, but mostly for creative, subject to, seller finance deals.

If a seller has a VA loan and you strike a subject-to deal with them, but the seller is looking to buy a new home using a VA loan would this situation pose an issue to the seller already having an existing VA loan? 

If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

My opinion on this subject is admittedly biased, as I started investing without anyone’s help (not counting the buyer’s agent,) and am professionally suspicious of real estate gurus selling “education,” to begin with.

Did the subject take a loan out with the company or decide not to?  

Per the subject started, I'm now just doing the same as most.....Using my primary platform for ad syndication and Zillow as a separate advertising platform due to their market reach.