I am more interested in investors who have tried to get out of the contracts because I am being told the contracts are very strict and don't allow the change.

You have a de minimis exception which is set at $2,500, and it can be doubled to $5,000 if you follow certain strict and tedious accounting practices known as AFS.

Is there anyone familiar with the building codes to see if its possible for me to build a multi unit home with this loan?

BP has great calculators that will help you look at the deal form strictly the numbers side.  

Bonus depreciation is phasing out, but a cost segregation study can still help with tax benefits.Make sure to stay compliant with local laws and HOA rules, as regulations are strict.

Hired a electrician (top of google page) who said the whole building was out of code and needed to be rewired at $18k/unit. 

Additionally, you might want to install a fence with a self-locking gate and make sure all pool equipment is up to code.

In some areas, there are some really strict rules for creditors when it comes to homestead law.

Ensure all additions meet local building codes and have proper permits.In your specific case, converting the loft into a bedroom and adding a bathroom could be a smart move, potentially increasing your home's value and appeal to larger families.

The cat is not on the lease, and we have strict rules about that.They indicated that an older child moved in with them temporarily, trying to figure out a housing situation.