I had a call with Simpletalk a few months ago and seemed pretty interesting but haven't pulled the trigger yet as it is costly.I know services do white labels and people brand it into their own AI call services, which mean a lot of these AI calls may actually be the same service...How much does Air AI cost?

I paid it off within the year, so it cost me no interest. 

Pretty reasonable cost too. 

@James Boreno You’ll likely owe taxes, but don’t forget to account for your adjusted cost basis, which factors in the original purchase price, depreciation over 10 years, and any capital improvements.

That is part of the cost of investing.  

They have carrying costs.

I always a little under my target amount ( a month interest and half the cost of the attorney) so they can negotiate. 

How much do you net (including financing costs)?

I also suspect inflation will drive continued migration to lower cost of living / lower tax states.  

We almost went with a loan that we have to pay all the cost upfront and then get reimbursed on the back end and that was just not something we were willing to do.