You don’t have to be as strict as a traditional lender, but it’s wise to check their credit score, employment history, and income stability.Flexible Terms for Stronger Buyers: If a buyer has a strong credit history and steady income, you could offer better terms (lower interest, smaller down payment, longer balloon).Tighter Terms for Riskier Buyers: For buyers with weaker credit, you might require a higher down payment, a higher interest rate, and/or a shorter balloon period.6.

Hi @Kent FordAs you look for your property here is a good website that can be a good point of reference Areavibes.com it gives you a total LIVABILITY score.  

If you buy them online in bulk they're really cheap and I think it makes a huge difference.Lastly, DoorDash and other apps like it are incredibly useful.

David Terbeek, is incredibly unprofessional. 

My credit score is 640 and DTI is 27%.

., tours, etc) however, many applicants had evictions and poor credit history (low credit score doesn't bother me, but when you have 7-10 credit card and personal loans in default, it's a serious red flag.)

Lenders that offer DSCR loans generally don't have a cap if the mortgage payments are paid on time and the borrower has the credit score, down payment (or equity if a cash out refinance) to qualify.

All “base hits” but they’re starting to score a lot of runs. lol  

Hi Scott,It seems like you’ve got a strong understanding of creative financing and investing strategies, but I do have a couple of comments and suggestions that could help you improve future deals.First, while your financing structure was incredibly effective, it’s crucial to always account for potential delays in renovation and build in a buffer for holding costs.

It doesn’t show whenever I check my credit score.