Is paying a mortgage via debit and saving 14k a groundbreaking technique that will revolutionize my business? 

I'm simply planning to buy the homes in working class, relatively safe areas, fix them up well and furnish them and rent the rooms individually to make minimum 1.5-1.7 times higher than normal rents by including their utilities.

There is even a safe harbor from the IRS in Rev Proc 2008-16. 

Anyone else seen these drastic techniques in your area?

Since a WL policy is generally very safe, the LOC LTV will be high.

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What are the things we should be looking at to facilitate efficient and safe collection of the revenue and depositing it into the bank?  

Very safe!

A couple of months ago I had an opportunity to put one of Jimmy’s techniques into effect.  

.), you should safely remove or clean the affected areas before they worsen.