Although, we have saved a lot of money by being frugal and loosely budgeting our family finances I have grown sick of going over budget in certain areas.

Oh, it's pretty plain to see someone isn't a lawyer.That "option" isn't even an option,A dollar might hold a pair of shoes on layaway, lacks equitable interest, and you think a buck turns into 5K :))What rights are you describing to a buyer of your Trust that they have, tip toeing through fraud are we?

Flood plain properties.  

I am not being too picky either, just plain run down.

For plain jane SFR type transaction you could go a whole career and never speak to a RE attorney.. the only time is usually when your getting threatened to be sued  LOL for some constructional issue or dispute.Night and Day in how we transact compared to how you folks transact.. 

A dollar bill is an employee who will work 24-7 without asking for a break, getting sick, or needing Obamacare. 

Tim Are you considering holding costs or just plain costs?

What does a sick person want?

Our next meet is Wednesday April 8th 2015 at pm at the Vintage Bar and Restaurant located at 171 Main st White plains NY  

All third party money will have strings attached to it so really it isn't cash but a loan plain and simple.