I invested some in crypto when the hype happened and lost most of it when I had to sell for cheap.

There is no perfect software out there.

In 2023 before I invested any funds, each and every time that I spoke with their representatives, I asked as my FIRST question if Norada Capital Management had ever missed any interest or principal payments, and was always told the same thing by their representatives, that Norada Capital Management had a perfect payment/reimbursement history. 

This airbnb had everything, totally perfect.

You will just be capped at the price you paid for the property as your loan amount (which is not typically an issue unless you are buying well below market value.) so, if you can truly get a better deal on the property by paying cash it can make perfect sense.

Think the Crypto industry, who is literally begging for clear regulations.

Makes perfect sense thanks for the advice!

and this new tax is a perfect example of one of those unforseen events. 

This layout has been perfect for us because the rental unit will likely be 1-2 people so not a lot of tenants and most likely a young couple.

The seller wanted nothing to do with FHA, but we wanted to use leverage so the conventional loan for MF came at perfect time.instead of $84k or $113k down we only needed $28.5k.