You may also want to think about employing reputable property management company for your remote operations.

Hello everyone,This is for those who are employing the rental arbitrage strategy as their investment activities.

DSCR is great for Self-employed borrowers or business owners who write off a lof of debts and show little income.

However, it's essential to research local development plans, infrastructure projects, and employment trends to gauge the area's long-term growth potential.

I also verify employment so I do have a app other than the credit check service.

I've focused on less popular markets in middle America near hospitals, universities, and major employers that attract work-related travel.

I’m also a government employee and have used a loan ($50k) to cover the rehab of a property.I don’t see it as an all in thing, as a fed, you are working towards a pension, social security, still putting in 10% into a 401k (with employer match)  and have a regular w2 income as long as you want to hang around.

Lenders will allow both W2 income and self employment bank statements to qualify.

Not to mention higher property tax+insurance.2. if we chase highest appreciation good quality SF OOS, the initial cost is similar to starting condo price in good appreciation location in CA and Hawaii.When home price is higher than average US home price (400k-ish), The "allure" of investment OOS has significantly diminish.$250/sq ft is rich.

Should I go on my own or seek employment with a Title/Mortgage Office?