I've been educating myself on real estate for the past 3ish weeks or so but I have about 10k worth of credit card debt should I try and pay it all off so I can get my credit score up and have better approval odds for my first investment loan (I would be using my VA loan).

Her Mom is attempting to take out a home equity loan on this property to consolidate credit card debt.

Oh, let me count the reasons, stark and clear,Why in the Rockies, dreams might disappear.Firstly, time's dance, a tango unforeseen,Delays and setbacks, patience in between.Secondly, budgets shift in mountain air,A treacherous venture, costs rise with care.Like winds that howl, a financial plight,Draining pockets in the mountain's height.Thirdly, expertise, a crucial call,A craft refined to prevent the fall.In rocky realms, build cautiously,For seasoned skill shall guide to victory.Oh, let me count the ways, with wisdom's might,To pause the dream, build in clearer light.Where were you CountTheWaysGPT when I needed you?

A cash out refinance is over a 30 year, lower rate and not viewed as a "credit card" aka debt risk.

Do not charge up any credit cards you have, take out new ones and do not buy a car, or finance anything else new until after the closing. 

Either begin by paying your cell phone bill or having your parents put you as an approved person on one of their credit cards if they have good credit.

Then your getting 0% interest on the cards they get for you, which some come with rewards and points!

This is a little out of the box but I thought I would throw it out there anyways...I feel a lot of times when people are going after their dreams of being a success in business and investing they often neglect a very important aspect of life, HEALTH.

The force you to come up w business name on the spot to do business cards and reserve website url for a website they host, for a url they own - if you leave, they own those digital assets.

I don't know if you mentioned anything about your current career or if you would have a job lined up upon moving out to Colorado to pursue your house hacking dream.