Here are some data points below from the past month:🏠📈 Real Estate Update 📉🏠Here's the latest market report (based on single family homes):🏡 Mortgage Rates:30-year conventional rate today is 6.63%30-year VA rate today is 6.20%💰 Median Sales Price:May: $475,995June: $485,000July: $487,483📈 New Listings:May: 2,141June: 1,920July: 2,032📅 Median Days on Market Until Sale:May: 12June: 13July: 14📦 Months Supply of Inventory:May: 2.4June: 2.3July: 2.6

Have a legal advisor or counsel review your documents before signing.These will make your ultimate exit strategy, post Hard Money financing period, much easier when: - preparing & submitting paperwork for individual tax returns - maintaining the note in good stating with consistent payments & digital payment history paper trail - digital and/or easy access to documentation - preparing for a Re-Fi, Conventional financing, payoff, or even Flip/Sale & deed/title reconveyance to remove the Hard Money Lein holider at the end of the note's term

A building with to high STR non owner occupancy doesn't appreciate as buyers cannot get conventional or jumbo financing in the future.

There are many ways to invest in real estate, and many different forms of financing, and the "best" type will depend on what you are doing, your funds available, and so on.Here are a few examples:Many investors that buy and hold long term residential properties will use your standard conventional financing (typically 20% down for SFR and 25% down for 2-4 units).

Is it possible to get a conventional residential loan for a mixed use property so i don't have to come up with the 25% down payment?

Is there a way to assume a mortgage with an interest of less than 4% from a seller with a conventional loan?

DSCR loans are always going to be more expensive than conventional.

Conventional mortgages have no opportunity.

As you know, for the conventional loans from Fannie and Freddie, you can only get them if you borrow the loan yourself when you buy a single house or 2-4 units for rental.

My capital is a little limited but anything 70K and below seems to be a good buy for me as far as going with a conventional or hard money