The construction cost of the units is also relatively straightforward.

If anyone has any advice on starting construction, good place to find cheaper trim, doors, cabinets LVP etc, or even people in the Minneapolis/north metro that you would recommend for the job I would love to hear it.

If possible, find a local attorney who specializes in real estate or construction disputes to represent you at the hearing, given you're out of state.

DSCR won’t be the product you would use for ground up construction/ new build.

Charlotte is a great market (though it is seeing a lot of new construction this year!). 

The home was a big interior and exterior clean up with minor construction.

IF you have a recorded mortgage and it was a normal sale handled by a title company and the buyer wanted title insurance then you would have had to be paid off and signed a mortgage release or a reconveyance deed.One way or the other if you want some constructive help you need to clarify what you actually did..

The tenant is a civil/construction engineer.

The property is a brand new construction that I own outright and the rental market in this city is very strong as of now there is quite the shortage.

Investing in new construction can make sense here given the strong appreciation and you end up leveraging basically the same amount of cash and have an asset that's not 60+ years old or more.