Less competition compared to turn key house hacks.

We dedided to do all the details exceptionally well, make sure we are in the top 10% from a quality, design, renovation standpoint when compared to our competition.

At favorable LTV's (75% and below) rates can be very competitive (currently in the 7%'s) or sometimes nearly half the rate of interest on alternative second lien positions loans.

You'll have to pay many multiples of that.I don’t doubt that, 18 years is 18 years . . . although it does show that the high value competitively priced infrastructure is likely to already be in place. 

If property is priced right in a desirable location, there’s likely competition.

One of the largest employers n Albany is a regional hospital, that is about to get some serious competition from the county just to the North, that has a much better school system, and is where a large portion of people who work in Albany live.

Many reason I stay away from Condo's including:HOA regime feesUnexpected and expensive HOA assessment fees for upgrades or repairs that you may not agree with.RulesClose proximity to others that could cause disagreementsSaturation and competition on renting condo's ParkingI would personally never buy a condo for these reasons and look for a deal on a house.

I'm sure you heard how you can buy houses "for pennies on the dollar" just pay the taxes and the house can be yours. the reality is while that is possible the competition dosesn't allow it to happen.

Would you ever have imagined a national lockdown stretching months for a flu that had a mortality rate a fraction of heart disease annual mortality rate?

Looks nice and clean @Annie Balagot, but you are in a very competitive market and your bedrooms need better themeing.