I'll give him props for putting together a creative deal... maybe it belongs in that forum?

He removed most of his belongings in the middle of the month. 

Do you belong to any associations or clubs you'd recommend that I join?

I can see how this would help people that need time to move their belongings and maybe find another place to move into.But I don't see how this would work if a seller is distressed and really needs to offload the house because they can no longer make the payments or they are behind on payments.

It may be longer in NJ.

Which means I am doing repairs on a property that technically not belong to me?

Here is what we put in our move out letter, which may be helpful to build on:Specifically, here's a list of items you should thoroughly clean before vacating:[ ] Floors[ ] sweep/mop laminate floors[ ] vacuum carpets and rugs (shampoo if necessary)[ ] mop kitchen and bathroom floors[ ] Walls, baseboards, ceilings, and built-in shelves[ ] Kitchen cabinets, countertops and sink, stove and oven--inside and out [ ] Refrigerator--clean inside and out, empty it of food[ ] Bathtubs, showers, toilets, and plumbing fixtures[ ] Doors, windows, and window coveringsPlease don't leave anything behind--that includes bags of garbage, clothes, food, newspapers, furniture, appliances, dishes, plants, cleaning supplies, or other items that belong to you.For move in, put all info in the rental agreement.  

tenant abandon her personal belongings and has not contacted me in months.

I try to find an insurer for a property I bought through a Georgia C-corp. The insurer I contacted told me I need a social security number to be insured (which I have not, living in France). I don't know what is the r...

PNC secured card is excellent start, put $250 - $500 on and DONT use the card. in 3 - 6 months apply for cap 1 card.additionally figure out if you belong to any credit union, they will accept a letter of explanation in regards to the BK and give a lot more credit than the big banks / card companies.With the knowledge i have from working at a large bank I have helped a couple family and friends go from a bk to a very high 700 score in two years so if you have any other questions pm me.I am not claiming to be an expert but have gone through this twice with people very close to me and they are both in incredible credit standings now.Regards,rob