I have been pretty good about controlling spending, but we go in waves -- a month or two of simplicity and then a binge month.  

Then you just need to ride the wave and eventually it will be paid off.

The story argues "coming amid waves of gentrification, the reports of deed theft have helped feed the unease felt in neighborhoods where longtime residents — blacks and Hispanics, the poor and middle class — are increasingly being priced out."

Use this to your advantage to buy when it is way down and ride the wave up, cash flowing all the way.

It's like surfing - it's an amazing once you're out there, but you have to get past the breaking waves first

I need to be better at my bookkeeping and thought I was going to buy Quicken for real estate investors but came across Wave.

Loss mitigation remedies that are often wave 1 and wave 2 type things can also have deferred interest that linger.  

In a competitive market, the vendor is just going to wave you off and move on to one of her backup offers.

If they haven't mentioned anything to you yet, bring over a window unit and say you had an extra that you are letting them borrow during the heat wave.

My issue with the disclosure it that it appear I have to give them something separate from the lease and have them sign it separately—doing so feels like I am almost waving a big flag saying “check for sex offenders!”