Have to be sure to ask what their terms will be -- ie 5 year fixed, then adjustable - 20 year amortization period, 5 year fixed, then balloon payment or refi would be required etc.A person I met yesterday advised me of a bank I plan on talking to myself - Stockman bank or Stockyard bank -- something of that nature in Arkansas City -- may be worth a call -- he had received favorable terms on investment property and found they were easy to deal with and they kept his loans in house.One strategy I plan on using as I look to take on more acquisitions is what was discussed in this Bigger Pockets PODCAST -- Will re-listen to it again, however Jared described having a business plan, and putting together a packet for the lender...I believe his experience would prove to be right that most people dont do this and the bank will take you more seriously if you provide them with this info.

My name is Murad and I live in Little Rock AR. 

P a  R R i s h.  

Vincent.I'm in Arkansas, Don't claim to know anything about California or their water restrictions.I am in the Turfgrass business.

I wish some of the laws in Arkansas would be in place in all 50 states. 

The military is doing preperation for a possible massive civil unrest.also this year, the federal reserve in new york moved to chicago stating they want to avoid a "natural disaster"the next federal reserve meeting is set for sept 16 and 17 where it could be when they do the rate hike.home land security has bought record levels of AR-15 ammo this year (62 million rounds)Norad announced this year they are moving back to the cheyenne mountains noting because it is EMP hardened possibly preparing for a massive attack?

I'm looking forward to getting to know all my Arkansas peeps better.

Ar times I embarrassed myself more than I can count lolThanks and much success.

On-going operations will make you or break you in this business.As ar as comparing an apartment investment to single family investments, I believe you have more opportunity in apartments because of the way they are valued.Single family properties are appraised based on what other similar properties in the neighborhood have sold for.

We just published our very first website and I would like to start networking with others/ building a buyer/seller list in Jonesboro, AR, Wynne, AR, Memphis, TN!