However, I don't think they have resources to investigate these sorts of things and that policies exist not to prosecute them because they are likely small claims (under $10k in my state) so that the aggrieved person can seek a remedy themselves in civil court.

An alternative could be putting all your properties under one LLC to start, then reassessing as your portfolio grows.

One thing that’s helped me stay on track is creating a timeline as soon as a deal is under contract, mapping out every key date and task.

Is there a defined definintion of occupany that mandates a set amount of days per month that I must sleep under the roof of my primary residence?

When they see you here and they've seen you other places, it adds a layer of trust.

You'll see a hike in rate going from FHA to conventional in general (especially if your plan is to pull some of that equity), but you're also going from owner occupied to investment (if you plan on moving) which is another layer of pricing adjustments.

Anywhere that one can buy properties for under $100k is very unlikely to have the rent increases that you will need over time to create positive cashflow, or the price appreciation that you will need to make this a profitable endeavor.

The House is not under an llc.

Due to increased rates i did not refi so i did not get opportunity to see how an appraiser valued the half bathroom but the comps with same bathroom count had crazy valuation for the additional half bathroom.Taking under utilized space like a work area to add a br where the added br does not put you above the normal for the area can add value.Similar if a neighborhood is virtually all 3 br and 4 br properties and you find a 2 BR, it could be a value add to add the bedroom via new construction.  

If they have been paying well under market rent for a long time they may have a hard time suddenly managing a place at current market rents.