Overnights are very very transient and come with unique challenges, think about these like a Motel 6, people arriving at all hours, tired, just need a place to crash as they make their way to their final destination.

I definitely don't think my dad with prostate cancer and uses medical marijuana for his pain is a loser or drug addict, but that's a different issue. 

There is definitely a market for mid term rentals in the Nashville area due to the medical hub of West end and several other large hospitals in the area.

This was not unique to a specific lender but some made the process easier then others for sure.Anyway, I am now approaching 75% LTV (based on initial purchase price) for the last investment property with PMI so I reached out to start the process and was denied with no explanation.

To me the perfect short term rental property needed to be unique.

Hi Adelaide,For STR - you are going to get most of your business from all the sports events -- racing - Indy 500, football -Colts, NBA - Pacers, WNBA - Fever (Caitlyn Clark), We just hosted the Olympics swim trials, other events include Big Ten Championships, NCAA tournaments (NCAA headquarters here), and the Combine (recruitment for NFL).We also have a pretty busy convention center -- not huge like Vegas or Orlando, but it is solidly booked year round with events like ComiCon, GenCon, Firefighters Association, Future Farmers of America, Candy Expo, and various others.For MTR, you are looking mostly at traveling nurses and medical personnel, you also may get contract workers for the larger corporations like Lilly, Sales Force, or Rolls Royce.Happy to hop on a call and discuss further.

For commercial asset classes, local credit unions can often be an excellent resource for more complicated or unique property types. 

or ban full sugar soft drinks from EBT cards they cause our medical system billions.. 

I don't know anything about your property but I can tell you folks these days love a unique experience, so think about what you can offer to your guests and build the sites to cater to that experience.

And these are unique situations..