What sort of points are they charging and how about the interest rate?

Mark Vandzura, I personally spent hours with you on the phone sorting out the accounting error that got fixed and you agreed was fine.

He does a bunch of kind of real estate deals and he has a course specifically for note flipping but it's sort of a more interesting approach.

The sort of drivable, regional vacation destinations that are not on the radar of most out of state investors.

I'd have to quit the business if I was paying that sort of price for an AC system. 

A savvy investor will impute a negative inference to the fact that Spark is unlicensed, cannot legally make investment recommendations and owe you no sort of duty (fiduciary or otherwise) to put your financial interest ahead of their own. 

In foreclosure rescue or bankruptcy you can have similar problems.Even a change in servicer or selling the note from one lender to another can create a series of late payments that needs to be sorted out.It’s just better to do these properly from the start.

---If one seems out of sorts with the rest, ask for more intros.

There is so much advice and noise from the "experienced" investor it can be hard for new investors to sort through it.

Actually most stuff built after the late '80's has some sort of HOA in the Vegas metro.