Thank you @Mark Creason Currently, we are requesting him to replace "tested annually" with "by the end of 2018" as he orinally proposed,  and that we are willing to have financial convenant that requires us to have cash reserve enough for one year payment at all times to protect the bank's interest.We are hoping that he will agree.Also, the property is in CA. 

I've contacted their correspondence person who has passed my proposal up to the right person.

Thank you stanleyIn your opinion, what would be a fair proposal for this kind of endeavor?

(Privacy law , Human Rights and Federal legislation) Lawyers will make lots of money just around this matter ! 

I bet the same concerns about litigation existed when people first proposed credit scores and insurance scores.

I’m not sure why you’re unhappy with those of us pointing out fundamental flaws and offering alternatives to your legislative issues.

Then agree to the seller financing that the tenant proposes.  

When I toured yesterday , she is packing all her stuff , moving out of state .I was thinking propose 210K and see . 

Hello BP community,I am putting together a proposal for a rental property investment for a foreign national with 2 proposed financing options:30% down payment, the remaining balance financed or Cash purchase.Per my market research in this area, the projected gross income will be72K.

I proposed $1.5M.