Trim was replaced, block wall was scraped/treated and we got under carpet and behind adjacent and upper walls to confirm no hidden areas.In addition the air quality test didn’t tell us we had an ongoing problem.I’ve considered a follow up air test, but am wondering if there are home kits or if purchasing testing equipment would be cheaper than the $600 charge by the local testing agency.

I also asked how she will be able to pay me back by June if she doesn't even have the money to fund this deal, and she responded that she still has ongoing flips that will be closing by then, and other real estate deals that she does as her job.

Honestly, the more I have been listening to the BP podcasts (8 hours DAILY), the more I am leaning on going with the VA loan on a fourplex.

So yes, your ongoing cash flow will be less once you borrow more, but, the reasons you'd be buying that second property are: it's undervalued; and/or it has potential for you to value-add using your specialist skills; and/or even when you refinance all your deposit back, it'll still be paid off by the tenants, with no further regular payments from you.

Hey guys,if you were to buy a out of state property that you don't plan on going to often at all.

Volunteer at events that realtors put on.  Go

It doesn't look like they have any monthly or ongoing fees...just if you do a transaction. http://reebroker.com/about.aspx  But I'm guessing there would still be board dues, unless you do something like Christopher suggested. 

Not trying to twist the knife once it's already in here, but you also aren't accounting for other expenditures such as taxes, insurance, vacancy and any other ongoing maintenance.

I certainly can't speak for all banks, but if you insist on going small loan commercial you're likely to find the best bet at the smallest banks you can find. maybe a credit union.

Your ongoing required repayments will be much the same as they are already!