I don't understand where you fell into the 5% idea.The remaining term suggests this loan was modified recently (like 3 months ago).

You don't own it you can't modify it and they don't want to be liable for anyone getting hurt, anything happening to the property or fixing anything that you started if you fail to close.

The lender can't really modify a note that is current under SBA guarantees or insured, it will effect the terms underwritten.

A CFD is not the way to go, but putting in the offer that the Realtor gets the commission at signing an installment purchase, by modifying the listing agreement, will improve your chances.A listing doesn't have to be made for an installment offer to be made......unless the listing says no installments or specifies the offers to be accepted.

A lot is also dependent on what her condition was and whether a claim could be made that the correct accommodations were made without permanently modifying the building.

The coin slots can be modified to accept a number of quarters.

After fixing up, the great thing about these loans is that it modifies into long term financing.

OR, when your "gut" (or any other body part) is telling you to do something else... just do that, don't bother modifying the tree...  

You could probably clean up the mold with some bleach, but if he never cleans the bathroom, it will keep coming back unless you provide him with maid service.Still, if I liked the rest of the building, I would have modified my offer to make it contingoent upon the long term slob being gone.Then I would have cleaned his unit up, gotten rid of the mold, painted, and obtained a new tenant that know what a bottle of cleaner was used for.

But thank you for that sheet, I am using that for sure (just a little modified of course)