This just speaks to the broader point that Airbnb is no longer an amateur's game.

Celtics game.

When it is a new development, it isn't uncommon to see someone use the date the Certificate of Occupancy was issued - perhaps that marks the "ready", but it still might not be "available".So you can certainly have a property in service in a given year, but not actually have any rental income - but certainly your facts and circumstances are much better if you can actually get a tenant in there, that (should) shore up your defense on that question ever coming up unless you are playing weird games just to get a given in service date for tax purposes.

I have walked through and bought many hoarder houses but this fentanyl is a new game changer.. my hoarder houses have normally been bull dozed so I just send in the asbestos guy and he will be in full bunny suit.. 

Play stupid games, win stupid prizes.

You have to have some skin in the game or else why would anyone risk their money on you?

Hey @Jimmy JarjourIt sounds like you are crushing the education game.

I am breaking into the real estate investing game and I find this strategy very attractive.  

Investing in real estate is typically about leveraging your money to control the most amount of real estate - just like the game of Monopoly!

I have had this situation come up several times this year, in multiple states, Lenders want to have the borrower have skin in the game at this point in time.