I bolded the phrase which seems to fit our end of the business, "Any entity created solely for the purpose of securitizing loans secured by an interest in real estate, provide the entity does not service the loans" which would be exempt.

A transfer to a trust is exempt from due on sale violations since banks will view transfers to a trust as an estate planning tool.

One of the things I've heard about hard money is in addition to higher rates, they have pre-payment penalties.Current or prior ownership of real estate: as stated, I am currently renting and intend to rent for at least another year or so.Value of property at present and/or your offer price: $158000 (zestimate)After repair value: $Anticipated or actual appraisal issues: will perform one during due diligence Current rents per month: $425Fair market rents per month: $500Down payment or equity: $30000Source of down payment funds, if applicable: see aboveIncome Source: Salaried/hourly W2, VA comp, Gross monthly income (optional): $1800 tax exempt, approx $4-5k in base wage (+ OT opportunities)Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $800/mo in rentFICO: Excellent Credit issues: None.

Opportunity Zones were created under the TCJA to; Allow U.S. investors to defer all 2018 capital gains for eight years if the profits are reinvested and held in an Opportunity ZoneLower the amount of capital gains taxes resulting from the sale of a capital asset by 10% or 15% if the proceeds therefrom are held for five or seven years, respectively, in an Opportunity Zone project.Provide for a full exemption from capital gains taxes on all future capital gains on the invested funds if an investment is held for ten years following investment.

Those of us who did not live on site and have a homestead exemption were not allowed to renew our licenses.

Get married and you're exempt up to 500k in capital gains since it's your primary residence (not investment property).

If youre in California, your local recorders office will have the exemption forms that allow these changes without triggering a taxable event.

Generally, the withholding rates in GA are 4% unless you are an exempt organization.

Im surprised no one mentioned this yet....but in most places as far as I am aware, commercial properties are exempt from disclosures. 

But More importantly, they will often not search for and miss “nonrecorded” liens that a thorough title search would reveal....and these will be exempt from your title insurance policy under section B Exceptions.