Because tax deferral is an incredibly powerful force that will change your life if you exercise it with discipline and consistency - particularly when you're young.I think the situation is really more like what @Jay Hinrichs said. 

Each discipline relies on the other 2 for success. 

But psychologically there may be a benefit to your discipline if you pay off the smallest balances and can see the progress.Also you may be able to pay them off with a lower rate personal loan from SoFI or Lending Club.

That is simply the fact in many markets right now you can't find a property that meets the common benchmarks we strive for.The question for us becomes whether or not we are willing to accept less than optimal returns or if we remain disciplined to strike only deals that check all the boxes, even when it seems that they don't exist.

She can file a claim with the state attorney discipline commission stating that the attorney is withholding her property. 

@Nathan ChristensenI do not recommend auction.com as a purchasing platform UNLESS you know that you are going to place an incredibly low bid and be disciplined to stick to that low number.

what I like about your story is you being a military pilot  the training and skills required the discipline etc that can and does transfer to the real world.. 

It takes some discipline and time but its doable.

Maintain discipline and you will be off to a good start.Good luck!

If you use that source as your down payment.. work to be disciplined in the HELOC repayment and get that paid down to zero as fast as you can... certainly within the 5 years.If you use your 401k (most often as a loan as opposed to a distribution)...