I would start by paying off one card at a time. Make as high of a payment as you finances will allow and then move on to the next card when that one is paid off. You will need to at least make the minimum payments on everything else.
There’s a good section in The Richest Man in Babylon that talks about that. You can try to set aside 20% of you income toward it. Then either tackle the smallest debts first or the ones with the higher interest rates.
I would start by paying off one card at a time. Make as high of a payment as you finances will allow and then move on to the next card when that one is paid off. You will need to at least make the minimum payments on everything else.
I would start by paying off one card at a time. Make as high of a payment as you finances will allow and then move on to the next card when that one is paid off. You will need to at least make the minimum payments on everything else.
Worked for me over 20 years ago and still applies. No dinners out for any celebrations, no quick weekend beach jaunts. Pizza every once in a while because it's pizza. Hit everything HARD and you'll watch the balances drop!
Economically it's best to go after the highest interest rates first and work to the lowest. But psychologically there may be a benefit to your discipline if you pay off the smallest balances and can see the progress.
Also you may be able to pay them off with a lower rate personal loan from SoFI or Lending Club.