There are a few that hang around quite a bit longer but they are not priced right, or have more issues than I am capable of dealing with at the moment.

A brokerage is the real estate office where they hang their license. 

The agent was supposed to tell me to submit documents but since I was under the deductable, they didn't say anything and I didn't either.Now they told me I need:(1) before/after pictures;(2) PAID IN FULL receipt showing licensed specialty contractors on work performed;on:(a) roof repair(b) ceiling drywall work(c) ceiling texture and paint work(d) fence repairs(e) fallen, hanging, damaged tree branch removal and pruningAfter some calls and elbow twisting, I was able to get the roofer to give me a retroactive receipt now on work done in September of last year even though I paid him cash.I was not able to get the debris removal cleaning company to give me a receipt.I did the sheetrock, texture and painting myself so that was my time & cost.I have pictures of everything.So now my windstorm insurance may cancel because I can't provide receipts of licensed specialty contractors on sheetrock/texture/painting work performed.Kind of surprised that simple sheetrock repair work would need licensed specialty contractor. 

We really want to spend some time driving around and hanging out in different neighborhoods to get a better feel. 

To any lenders out there, how long am I required to hang onto a HML before refinancing to a conventional mortgage?

I just paid about $2k to do a whole house but that included painting the walls a lighter color and repairing all of the small cracks and holes from the previous owner hanging pictures and shelves all over the walls. 

And we live in a area where there are so many small businesses make some flyers and ask to hang them or leave business cards!

I always work on the low hanging fruit.

I got so wrapped up in those deals and still working 40+ hrs a week I didn't have the energy to go to the REIA meetings or even log into BP.I think I'm getting the hang of things now and hopefully will have more time to stay in touch with the BP community.

The panel on the wall was wired for electric and an internet connection so they can put a TV there if they want or just hang a picture or mirror if that is their thing.